Southgate Financial Services

Planning for a Better Tomorrow.

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About Southgate Financial

David Yarn of Southgate Financial Services provides financial planning and investment management for our neighbors in the greater Washington, DC area, and has been doing so since 1981. At Southgate Financial Services, we are here to help navigate your path by aligning your investing goals with your principles.

Socially Responsible Investing

Putting investment capital towards a sustainable future gives “going green” a whole new meaning. By owning shares of the most responsible companies, you can create a measurable, beneficial social and environmental impact while gaining competitive financial return, making money and having a positive impact, all at the same time.

Why Southgate Financial

We focus on helping you plan for your retirement, estate, and investment goals by creating a road map to success, complete with short- and long-term goals that align with your principles. We are here to help guide you to where you want to go, advise you on how to get there, and maintain an approach to reaching your financial destination.

Individual Services

We will work with you to prepare a comprehensive financial plan, so you’ll have a road map of where you’re going and how to get there. Think of it as small goals along the way. Southgate Financial works with you to spread money across many different types of investments to help keep you on the road to achieving your financial goals.

Full List of Services:

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Investments

Bonds
Stocks
Educational IRA
Roth IRA
Simplified Employee Pension (SEP) IRA
Simple IRA
Variable annuities

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Financial Planning

Retirement planning
Tax planning
401(k) planning
403(b) planning
College planning
Estate planning

Insurance

Disability income insurance
Life insurance
Long-term care insurance
Individual health insurance

Market Commentary | April 21st, 2025

by lportee53 | Apr 21, 2025 | Market Commentary, Weekly Market COmmentary

U.S. equities experienced a downturn last week, reversing the sharp gains from the previous week. Both the S&P 500 and Nasdaq indices have now fallen for the third time in the last four weeks. Treasuries strengthened, leading to a steepening of the yield curve. For the week ending, April 18:

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From financial updates to educational insights, our video library has something for everyone. Stay informed and gain a better understanding of the markets—and your investments—through our informative videos.

Southgate Videos

Meet The Team

David Yarn

Owner | Financial Professional, CFP^®

Meet David

David S. Yarn, CFP^® is the President and CEO of Southgate Financial Services and is an expert financial services professional. He is also an expert in Socially Responsible Impact Investing. David helps people understand complex financial issues and decisions using everyday language and examples. He has worked with individual and small business clients to develop and maintain comprehensive financial plans, insurance policies, and employee benefits plans. David specializes in preparing and managing employee benefits plans, including certain retirement plans. He develops, prepares, and manages the details of insurance and risk management plans for individuals and businesses. David loves spending time with family and looks forward to their annual family vacation in Myrtle Beach, SC – where immediate and extended family get together. One of the family’s favorite weeknight traditions is watching the original 1960s Batman TV series with his wife and two boys – who absolutely love the show’s antics. Originally from North Carolina, David moved to Maryland in 1997, after spending five years abroad in Spain. David has been providing financial services and insurance expertise at Southgate Financial since 2006. He is a Registered Representative of Cambridge Investment Research, Inc. and an Investment Advisory Representative of Cambridge Investment Research Advisors, Inc.

Elena Yarn

Administrative Assistant

Meet Elena

Elena is passionate about helping people and the potential opportunity to improve the lives of others with financial services. As an Administrative Assistant with Southgate Financial, Elena provides a bridge between clients and the advisors. Always willing to dive in, and go the extra mile, Elena is available to schedule appointments, receive and relay messages, or directly connect clients with advisors. Elena brings so much to the table, including a positive can-do attitude, a friendly disposition, and a welcoming environment. Her hobbies include reading, and the wanderlust of travel, as she spent most of her childhood summers in the Spanish countryside visiting family. Her ultimate dream is to travel to New Zealand and visit the replica Shire from The Lord of the Rings and Hobbit books.

Check the background of investment professionals on FINRA’s BrokerCheck.

Contact Us

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Maryland Office

15300 Spencerville Ct., Suite 102 Beltsville, MD 20866 David & Elena’s #: 301.963.8820 Fax: 301.963.3733
Email David Email Elena

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Disclosures
Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Southgate Financial Services are not affiliated. Investing involves risk. Depending on the different types of investments there may be varying degrees of risk. Social responsible investing does not guarantee any amount of success. Clients and prospective clients should be prepared to bear investment loss, including loss of original principal.

Cambridge’s Form CRS (Customer Relationship Summary)

This communication is strictly intended for individuals residing in the states of CA, FL, MD, MI, NC, NJ, NM, TX, VA, & WA. No offers may be made or accepted from any resident outside the specific states referenced.

The information being provided is strictly as a courtesy. When you link to any of these websites provided herein, Southgate Financial Services makes no representation as to the completeness or accuracy of information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information, and programs made available through this site.

Southgate Financial Services

Southgate Financial Services

Planning for a Better Tomorrow.

Scroll

About Southgate Financial

Socially Responsible Investing

Why Southgate Financial

Individual Services

Full List of Services:

Investments

Financial Planning

Insurance

Recent Posts

Market Commentary | April 21st, 2025

Meet The Team

David Yarn

Meet David

Elena Yarn

Meet Elena

Contact Us

Maryland Office

Schedule Appt.

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Leave Us A Message